@import url("https://cdn.jsdelivr.net/gh/moonspam/NanumSquare@1.0/nanumsquare.css");

:root {
  --blue: #3572d2;
  --blue-dark: #235dbb;
  --green: #55c86e;
  --text: #232323;
  --muted: #8d8d8d;
  --line: #e7eaf0;
  --soft-blue: #e6f3ff;
  --panel-blue: #dfeffc;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: #fff;
  color: var(--text);
  font-family: "NanumSquare", "Malgun Gothic", "Apple SD Gothic Neo", "Noto Sans KR", Arial, sans-serif;
  font-size: 18px;
  letter-spacing: 0;
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  display: block;
  max-width: 100%;
}

button,
input,
textarea {
  font: inherit;
}

.wide {
  width: min(1200px, calc(100% - 32px));
  margin: 0 auto;
}

.seo-landing {
  padding: 54px 0 78px;
}

.seo-breadcrumb {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  align-items: center;
  margin-bottom: 28px;
  color: #647083;
  font-size: 15px;
  font-weight: 800;
}

.seo-breadcrumb a {
  color: var(--blue);
}

.seo-landing-hero {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(320px, 0.72fr);
  gap: 42px;
  align-items: center;
  padding: 34px 0 52px;
}

.seo-landing-hero h1 {
  margin: 0 0 18px;
  color: #111827;
  font-size: 52px;
  line-height: 1.18;
  font-weight: 900;
}

.seo-landing-hero .lead {
  max-width: 720px;
  margin: 0 0 26px;
  color: #465160;
  font-size: 21px;
  line-height: 1.7;
  font-weight: 700;
}

.seo-landing-hero img {
  width: 100%;
  aspect-ratio: 4 / 3;
  border-radius: 12px;
  background: #eef2f7;
  object-fit: cover;
}

.seo-summary {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
  margin: 0 0 42px;
}

.seo-summary div {
  min-height: 72px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #f8fbff;
  padding: 18px;
  color: #1f2937;
  font-weight: 900;
  line-height: 1.45;
}

.seo-content-block {
  max-width: 860px;
  padding: 30px 0;
  border-top: 1px solid var(--line);
}

.seo-content-block h2,
.seo-related h2 {
  margin: 0 0 14px;
  color: #111827;
  font-size: 30px;
  line-height: 1.3;
  font-weight: 900;
}

.seo-content-block p {
  margin: 0;
  color: #4c5665;
  font-size: 19px;
  line-height: 1.85;
}

.seo-related {
  max-width: 920px;
  padding-top: 32px;
  border-top: 1px solid var(--line);
}

.seo-related div {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.seo-related a {
  display: inline-flex;
  min-height: 42px;
  align-items: center;
  border: 1px solid #cbd5e1;
  border-radius: 999px;
  padding: 0 16px;
  color: #344054;
  font-size: 15px;
  font-weight: 900;
}

.seo-related a:hover,
.seo-related a:focus {
  border-color: var(--blue);
  color: var(--blue);
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.98);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
}

.license-bar {
  border-bottom: 1px solid #e4e4e4;
  background: #fff;
  transition: padding 0.3s ease;
}

.license-bar .wide {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  min-height: 51px;
  padding: 10px 0;
  transition: min-height 0.3s ease, padding 0.3s ease;
}

.license-bar p {
  margin: 0;
  color: #333;
  line-height: 1.25;
  transition: max-height 0.3s ease, opacity 0.3s ease, margin 0.3s ease;
  overflow: hidden;
  max-height: 150px;
  opacity: 1;
}

.site-header.is-scrolled .license-bar p {
  max-height: 0;
  opacity: 0;
  margin: 0;
  pointer-events: none;
}

.site-header.is-scrolled .license-bar .wide {
  min-height: auto;
  padding: 4px 0;
}

.license-sub {
  font-size: 16px;
  color: #555;
  font-weight: 500;
}

.license-main-title {
  display: inline-block;
  font-size: 43px;
  font-weight: 800;
  color: #000000;
  line-height: 1.2;
  margin-top: 4px;
  word-break: keep-all;
}

.search-box {
  display: flex;
  align-items: center;
  width: 220px;
  height: 40px;
  flex: 0 0 auto;
  border: 1px solid #cfd4db;
  border-radius: 8px;
  background: #fafafa;
  padding: 0 12px;
}

.search-box svg {
  width: 23px;
  height: 23px;
  fill: none;
  stroke: #66717f;
  stroke-width: 2;
}

.search-box input {
  width: 100%;
  min-width: 0;
  border: 0;
  outline: 0;
  background: transparent;
}

.main-nav {
  min-height: 116px;
  display: grid;
  grid-template-columns: 156px minmax(0, 1fr) 176px;
  align-items: center;
  gap: 14px;
}

.brand img {
  width: 148px;
  height: auto;
}

.nav-links {
  display: flex;
  min-width: 0;
  flex-wrap: wrap;
  justify-content: center;
  align-items: center;
  gap: 6px 14px;
  color: #2d2d2d;
  font-size: 15px;
  font-weight: 700;
}

.nav-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  min-height: 40px;
  white-space: nowrap;
}

.nav-item {
  position: relative;
  display: inline-flex;
  align-items: center;
}

.nav-item::after {
  content: "";
  position: absolute;
  left: -12px;
  right: -12px;
  top: 100%;
  height: 14px;
}

.nav-item:hover .submenu,
.nav-item:focus-within .submenu {
  opacity: 1;
  visibility: visible;
  transform: translate(-50%, 0);
  pointer-events: auto;
}

.submenu {
  position: absolute;
  top: calc(100% + 6px);
  left: 50%;
  z-index: 30;
  min-width: 188px;
  padding: 10px 0;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #fff;
  box-shadow: 0 12px 28px rgba(15, 40, 80, 0.12);
  opacity: 0;
  visibility: hidden;
  transform: translate(-50%, 8px);
  transition: opacity 0.2s ease, transform 0.2s ease, visibility 0.2s ease;
  pointer-events: none;
}

.submenu a {
  display: block;
  padding: 10px 17px;
  color: #2b2b2b;
  font-size: 14px;
  line-height: 1.2;
  font-weight: 700;
}

.submenu a:hover,
.submenu a:focus {
  background: #f1f6ff;
  color: var(--blue);
}

.nav-links span {
  width: 8px;
  height: 8px;
  border-right: 1.5px solid currentColor;
  border-bottom: 1.5px solid currentColor;
  transform: translateY(-2px) rotate(45deg);
}

.phone-top {
  justify-self: end;
  min-width: 176px;
  color: var(--blue);
  font-size: 24px;
  line-height: 1;
  font-weight: 800;
  white-space: nowrap;
  text-align: right;
}

.hero {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 236px;
  gap: 18px;
  align-items: stretch;
}

.hero-slider {
  position: relative;
  overflow: hidden;
  min-height: 420px;
  border-radius: 18px;
  background: var(--panel-blue);
}

.hero-copy {
  position: relative;
  z-index: 3;
  max-width: 540px;
  padding: 72px 64px;
}

.hero-copy h1 {
  font-size: 46px;
}

.hero-copy p:not(.eyebrow) {
  margin: 16px 0 0;
  color: #6f7882;
  font-size: 20px;
  line-height: 1.65;
}

.hero-copy .button-line {
  background: rgba(255, 255, 255, 0.7);
}

.hero-slide {
  position: absolute;
  inset: 0;
  opacity: 0;
  transform: translateX(24px);
  transition: opacity 0.45s ease, transform 0.45s ease;
}

.hero-slide.active {
  opacity: 1;
  transform: translateX(0);
}

.hero-slide img {
  width: 100%;
  height: 100%;
  object-fit: contain;
  object-position: center right;
}

.slider-dots {
  position: absolute;
  left: 0;
  right: 0;
  bottom: 13px;
  z-index: 2;
  display: flex;
  justify-content: center;
  gap: 12px;
}

.slider-dots button,
.slider-dots span {
  width: 11px;
  height: 11px;
  padding: 0;
  border: 0;
  border-radius: 50%;
  background: #b9cceb;
}

.slider-dots button.active,
.slider-dots span.active {
  background: #244f83;
}

.quick-panel {
  min-height: 420px;
  padding: 19px 20px 22px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #fff;
}

.primary-action {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  width: 100%;
  height: 60px;
  margin-bottom: 10px;
  border-radius: 8px;
  background: var(--blue);
  color: #fff;
  font-size: 17px;
  font-weight: 800;
}

.primary-action svg {
  width: 21px;
  height: 21px;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.quick-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  row-gap: 34px;
  column-gap: 16px;
  margin-top: 60px;
}

.quick-grid a {
  display: grid;
  justify-items: center;
  gap: 10px;
  color: #1f2933;
  font-size: 14px;
  line-height: 1.2;
  text-align: center;
}

.quick-grid img {
  width: 42px;
  height: 42px;
  object-fit: contain;
}

.stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  margin-top: 78px;
}

.stats div {
  min-height: 88px;
  display: grid;
  justify-items: center;
  align-content: start;
  border-left: 1px solid #e8e8e8;
}

.stats div:last-child {
  border-right: 1px solid #e8e8e8;
}

.stats strong {
  color: #050505;
  font-size: 36px;
  line-height: 1.05;
  font-weight: 900;
}

.stats span {
  color: var(--blue);
  font-size: 38px;
  letter-spacing: 1px;
}

.stats p {
  margin: 8px 0 0;
  color: #979797;
  font-size: 16px;
}

.section-block {
  position: relative;
  margin-top: 116px;
}

.eyebrow {
  margin: 0 0 14px;
  color: var(--green);
  font-family: Arial, sans-serif;
  font-size: 15px;
  font-weight: 800;
  letter-spacing: 7px;
}

h1,
h2,
h3,
p {
  overflow-wrap: anywhere;
}

h1,
h2 {
  margin: 0;
  color: #252525;
  font-size: 43px;
  line-height: 1.23;
  font-weight: 900;
}

.lead,
.sub-copy {
  margin: 18px 0 0;
  color: #8a8a8a;
  font-size: 20px;
  line-height: 1.55;
}

.soft-panel {
  min-height: 266px;
  padding: 33px 34px 40px;
  border-radius: 0 0 14px 14px;
  background: linear-gradient(90deg, #fff 0%, #fff 58%, #edf8ff 100%);
}

.check-list {
  display: grid;
  gap: 13px;
  margin: 38px 0 0;
  padding: 0;
  list-style: none;
  font-size: 22px;
  line-height: 1.25;
  font-weight: 500;
}

.check-list li {
  display: flex;
  align-items: center;
  gap: 12px;
}

.check-list li::before {
  content: "";
  width: 24px;
  height: 24px;
  flex: 0 0 auto;
  border-radius: 50%;
  background-color: var(--blue);
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M6 12.5 10 16l8-9' fill='none' stroke='white' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: center;
}

.feature-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-top: 30px;
}

.feature-grid article {
  min-height: 354px;
  padding: 36px 40px 32px;
  border: 1px solid var(--line);
  border-radius: 14px;
  text-align: center;
}

.feature-grid img {
  width: 154px;
  height: 154px;
  margin: 0 auto 22px;
  object-fit: contain;
}

.feature-grid h3 {
  margin: 0 0 15px;
  color: #222;
  font-size: 24px;
  line-height: 1.25;
  font-weight: 900;
}

.feature-grid p {
  margin: 0;
  color: #888;
  font-size: 18px;
  line-height: 1.6;
}

.seo-service-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-top: 30px;
}

.seo-service-grid a {
  display: grid;
  align-content: start;
  min-height: 154px;
  padding: 26px 24px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #fff;
}

.seo-service-grid a:hover,
.seo-service-grid a:focus {
  border-color: var(--blue);
  box-shadow: 0 12px 28px rgba(53, 114, 210, 0.12);
}

.seo-service-grid strong {
  color: #1f2937;
  font-size: 23px;
  line-height: 1.28;
  font-weight: 900;
}

.seo-service-grid span {
  margin-top: 12px;
  color: #6f7884;
  font-size: 17px;
  line-height: 1.58;
}

.seo-faq-list {
  display: grid;
  gap: 14px;
  margin-top: 30px;
}

.seo-faq-list article {
  padding: 28px 30px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #fff;
}

.seo-faq-list h3 {
  margin: 0 0 12px;
  color: #202833;
  font-size: 22px;
  line-height: 1.35;
  font-weight: 900;
}

.seo-faq-list p {
  margin: 0;
  color: #697381;
  font-size: 18px;
  line-height: 1.7;
}

.story-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px 16px;
  margin-top: 22px;
}

.story-card {
  min-height: 294px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  padding: 45px 46px 42px;
  border: 1px solid var(--blue);
  border-radius: 12px;
  color: #505b66;
}

.story-card p {
  margin: 0;
  font-size: 18px;
  line-height: 1.8;
}

.person {
  display: flex;
  align-items: center;
  gap: 18px;
  margin-top: 26px;
}

.person img {
  width: 58px;
  height: 58px;
  border-radius: 50%;
  object-fit: cover;
}

.person span {
  color: #1f2933;
  font-size: 16px;
  line-height: 1.35;
}

.person strong {
  display: block;
  font-weight: 900;
}

.blog {
  margin-top: 128px;
}

.blog-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-top: 38px;
}

.blog-row article {
  min-width: 0;
}

.blog-row img {
  width: 100%;
  aspect-ratio: 353 / 241;
  border-radius: 12px;
  object-fit: cover;
}

.blog-row p {
  margin: 20px 0 6px;
  color: #969696;
  font-size: 14px;
  line-height: 1.35;
}

.blog-row h3 {
  margin: 0;
  font-size: 21px;
  line-height: 1.35;
  font-weight: 700;
}

.blog-next {
  position: absolute;
  right: -4px;
  top: 195px;
  width: 28px;
  height: 56px;
  padding: 0;
  border: 0;
  background: transparent;
  color: #d1d1d1;
}

.blog-next svg {
  width: 100%;
  height: 100%;
  fill: none;
  stroke: currentColor;
  stroke-width: 3.2;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.blog-dots {
  position: static;
  margin-top: 55px;
}

.chance {
  margin-top: 96px;
}

.chance .check-list {
  margin-top: 42px;
}

.philosophy {
  min-height: 412px;
  display: flex;
  align-items: center;
  margin-top: 124px;
  overflow: hidden;
  border-radius: 12px 12px 0 0;
  background:
    linear-gradient(90deg, rgba(0, 0, 0, 0.56), rgba(0, 0, 0, 0.24)),
    url("assets/concept_img_05.jpg") center / cover no-repeat;
  color: #fff;
}

.philosophy div {
  padding-left: 100px;
}

.philosophy h3 {
  margin: 0;
  color: #fff;
  font-size: 32px;
  line-height: 1.45;
  font-weight: 700;
}

.notice {
  padding: 14px 0 48px;
  color: #7f7f7f;
  font-size: 21px;
  line-height: 1.52;
}

.notice p {
  margin: 0 0 5px;
}

.notice p:first-child {
  margin-bottom: 42px;
  color: #111;
}

.site-footer {
  background: var(--blue);
  color: #fff;
}

.footer-grid {
  min-height: 494px;
  display: grid;
  grid-template-columns: 1fr 540px;
  gap: 78px;
  align-items: center;
}

.company img {
  width: 168px;
  margin-bottom: 42px;
}

.company p {
  margin: 0 0 34px;
  font-size: 22px;
  line-height: 1.45;
  font-weight: 600;
}

.company .muted {
  margin-bottom: 0;
  color: rgba(255, 255, 255, 0.72);
  font-size: 20px;
  font-weight: 400;
}

.support {
  min-height: 438px;
  padding: 49px 50px 36px;
  border-radius: 12px;
  background: var(--blue-dark);
}

.support h2 {
  color: #fff;
  font-size: 39px;
}

.support .hours {
  margin: 10px 0 44px;
  color: #62e765;
  font-size: 25px;
  font-weight: 700;
}

.support-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 22px;
}

.support-grid a {
  display: grid;
  grid-template-columns: 54px minmax(0, 1fr);
  align-items: center;
  justify-items: start;
  gap: 18px;
  min-width: 0;
  color: #fff;
  font-size: 22px;
  line-height: 1.25;
  font-weight: 600;
}

.support-grid img {
  width: 54px;
  height: 54px;
  border-radius: 50%;
  object-fit: contain;
}

.support-grid span {
  min-width: 0;
  white-space: normal;
  overflow-wrap: anywhere;
}

.page-main {
  padding-bottom: 120px;
}

.page-hero {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 360px;
  gap: 42px;
  align-items: center;
  min-height: 376px;
  padding: 52px 58px;
  border-radius: 18px;
  background: linear-gradient(110deg, #fff 0%, #fff 48%, #e8f5ff 100%);
}

.page-hero.product-hero {
  width: 100%;
  min-height: 360px;
  grid-template-columns: minmax(0, 980px);
  justify-content: center;
  margin: 0 0 58px;
  padding: 58px max(32px, calc((100vw - 1200px) / 2)) 64px;
  border-radius: 0;
  background: #1f5bc4;
  color: #fff;
  text-align: center;
}

.page-hero.product-hero .eyebrow,
.page-hero.product-hero h1,
.page-hero.product-hero .lead {
  color: #fff;
}

.page-hero.product-hero h1 {
  max-width: none;
  font-size: 42px;
}

.page-hero.product-hero .lead {
  max-width: 760px;
  margin-inline: auto;
}

.page-hero.product-hero .hero-actions {
  justify-content: center;
}

.page-hero.product-hero .button-line {
  border-color: rgba(255, 255, 255, 0.55);
  color: #fff;
  background: transparent;
}

.page-hero.product-hero .page-visual {
  display: none;
}

.page-hero h1 {
  max-width: 760px;
}

.page-hero .lead {
  max-width: 720px;
}

.page-visual {
  display: grid;
  place-items: center;
  min-height: 260px;
}

.page-visual img {
  max-height: 270px;
  object-fit: contain;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 32px;
}

.button-blue,
.button-line {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 52px;
  padding: 0 24px;
  border-radius: 8px;
  font-size: 17px;
  font-weight: 800;
}

.button-blue {
  background: var(--blue);
  color: #fff;
}

.button-line {
  border: 1px solid var(--blue);
  color: var(--blue);
  background: #fff;
}

.page-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 330px;
  gap: 24px;
  margin-top: 46px;
}

.loan-detail-section,
.loan-keyword-section {
  margin-top: 44px;
}

.loan-detail-section h2,
.loan-keyword-section h2 {
  margin: 0 0 22px;
  color: #1f2933;
  font-size: 26px;
  line-height: 1.3;
  font-weight: 900;
}

.loan-detail-table {
  border-top: 2px solid #1f2933;
  border-bottom: 1px solid #d8dee8;
  background: #fff;
}

.loan-detail-row {
  display: grid;
  grid-template-columns: 240px minmax(0, 1fr);
  border-top: 1px solid #e2e7ef;
}

.loan-detail-row:first-child {
  border-top: 0;
}

.loan-detail-header > div {
  background: #1e293b !important;
  color: #ffffff !important;
  font-weight: 900 !important;
  font-size: 18px !important;
  text-align: center !important;
  justify-content: center !important;
  padding: 15px 20px !important;
}

.loan-detail-row > div {
  min-width: 0;
  padding: 18px 20px;
  color: #364152;
  font-size: 17px;
  line-height: 1.65;
  font-weight: 700;
}

.loan-detail-row > div:first-child {
  display: flex;
  align-items: center;
  justify-content: center;
  background: #f4f7fb;
  color: #111827;
  font-weight: 900;
  text-align: center;
}

.hero-embedded-table {
  margin-top: 24px;
  margin-bottom: 24px;
  border-radius: 10px;
  overflow: hidden;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.06);
}

.land-summary-table-wrap {
  width: 100%;
  margin-top: 20px;
  margin-bottom: 24px;
  overflow-x: auto;
}

.land-summary-table {
  width: 100%;
  border-collapse: collapse;
  border: 1px solid #cbd5e1;
  background: #ffffff;
  font-size: 16px;
  line-height: 1.6;
}

.land-summary-table th,
.land-summary-table td {
  border: 1px solid #cbd5e1;
  padding: 13px 16px;
  text-align: left;
  vertical-align: middle;
}

.land-summary-table th {
  background: #f1f5f9;
  color: #0f172a;
  font-weight: 900;
  font-size: 17px;
  text-align: center;
}

.land-summary-table td.tbl-label {
  background: #f8fafc;
  color: #0f172a;
  font-weight: 800;
  text-align: center;
  width: 220px;
}

.land-summary-table td {
  color: #334155;
  font-weight: 600;
}

.loan-keyword-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.loan-keyword-tags span {
  display: inline-flex;
  min-height: 42px;
  align-items: center;
  border: 1px solid #c9d7ee;
  border-radius: 999px;
  background: #f5f8ff;
  color: var(--blue);
  padding: 0 16px;
  font-size: 15px;
  font-weight: 900;
}

.page-panel,
.apply-panel,
.process-panel,
.related-panel {
  border: 1px solid var(--line);
  border-radius: 12px;
  background: #fff;
}

.page-panel {
  padding: 40px 44px;
}

.page-panel h2,
.process-panel h2,
.related-panel h2 {
  font-size: 31px;
}

.page-panel p {
  margin: 16px 0 0;
  color: #7e8790;
  font-size: 19px;
  line-height: 1.75;
}

.apply-panel {
  padding: 30px;
  background: #f6fbff;
}

.apply-panel h3 {
  margin: 0 0 14px;
  font-size: 25px;
  line-height: 1.3;
  font-weight: 900;
}

.apply-panel p {
  margin: 0 0 22px;
  color: #7e8790;
  font-size: 17px;
  line-height: 1.6;
}

.page-card-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-top: 26px;
}

.page-card {
  min-height: 190px;
  padding: 28px;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: #fff;
}

.page-card img {
  width: 58px;
  height: 58px;
  margin-bottom: 18px;
  object-fit: contain;
}

.page-card-photo {
  padding: 18px;
}

.page-card-photo img {
  width: 100%;
  height: auto;
  aspect-ratio: 16 / 9;
  border-radius: 8px;
  object-fit: cover;
}

.page-card h3 {
  margin: 0 0 12px;
  font-size: 23px;
  line-height: 1.25;
  font-weight: 900;
}

.page-card p {
  margin: 0;
  color: #858585;
  font-size: 17px;
  line-height: 1.6;
}

.column-publisher {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr);
  gap: 24px;
  align-items: start;
  margin-top: 54px;
}

.column-board {
  margin-top: 0;
  padding: 58px 0 96px;
}

.seo-board-intro {
  max-width: 880px;
  margin: 0 0 28px;
  padding: 0 0 30px;
  border-bottom: 1px solid var(--line);
}

.seo-board-intro h1 {
  margin: 8px 0 14px;
  color: #111827;
  font-size: clamp(36px, 5vw, 52px);
  line-height: 1.16;
  font-weight: 900;
  letter-spacing: -0.035em;
}

.seo-board-intro > p:last-child {
  max-width: 780px;
  margin: 0;
  color: #556171;
  font-size: 19px;
  line-height: 1.7;
  font-weight: 700;
}

.regional-column-thumbnail {
  width: 210px;
  margin: 0;
  overflow: hidden;
  border-radius: 0;
  background: #eef2f6;
}

.regional-column-thumbnail img {
  display: block;
  width: 100%;
  aspect-ratio: 1 / 1;
  object-fit: cover;
}

.regional-column-hero {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 210px;
  gap: 32px;
  align-items: center;
  margin: 0 0 28px;
  padding: 34px 30px;
  background: #edf7ff;
  border-radius: 0 0 8px 8px;
}

.regional-column-hero .seo-board-intro {
  max-width: none;
  margin: 0;
  padding: 0;
  border: 0;
}

.regional-column-hero .regional-column-thumbnail {
  justify-self: end;
}

@media (max-width: 640px) {
  .regional-column-hero {
    grid-template-columns: 1fr;
    gap: 20px;
    padding: 26px 22px;
  }

  .regional-column-hero .regional-column-thumbnail {
    justify-self: start;
  }
}

.column-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 270px;
  gap: 50px;
  align-items: start;
}

.column-layout-full {
  grid-template-columns: minmax(0, 1fr);
}

.column-detail-layout {
  grid-template-columns: minmax(0, 1fr);
}

.column-page-title {
  margin: 0 0 32px;
  color: #1f2933;
  font-size: 42px;
  line-height: 1.15;
  font-weight: 900;
}

.column-form-panel,
.column-list-panel {
  border: 1px solid var(--line);
  border-radius: 12px;
  background: #fff;
  padding: 38px 36px;
}

.column-form-panel h2,
.column-list-panel h2 {
  margin: 0 0 24px;
  font-size: 31px;
  line-height: 1.25;
  font-weight: 900;
}

.column-form {
  display: grid;
  gap: 16px;
}

.column-form-row {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 170px;
  gap: 14px;
}

.column-form label {
  display: grid;
  gap: 8px;
  color: #4b5563;
  font-size: 15px;
  font-weight: 800;
}

.column-form input,
.column-form textarea {
  width: 100%;
  min-width: 0;
  border: 1px solid #d7dde6;
  border-radius: 8px;
  background: #fff;
  color: var(--text);
  padding: 13px 14px;
  outline: 0;
}

.column-form input:focus,
.column-form textarea:focus {
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(53, 114, 210, 0.12);
}

.column-form textarea {
  min-height: 190px;
  line-height: 1.6;
  resize: vertical;
}

.column-form-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 6px;
}

.column-post-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 44px 30px;
}

.empty-posts {
  margin: 0;
  color: #8a94a0;
  font-size: 17px;
  line-height: 1.6;
}

.column-post {
  display: block;
  min-width: 0;
  background: #fff;
  color: inherit;
  outline: 0;
}

.column-post:hover h3,
.column-post:focus h3 {
  color: var(--blue);
}

.column-post:hover .column-post-image img,
.column-post:focus .column-post-image img {
  transform: translate(-50%, -50%) scale(1.035);
}

.column-post-image {
  position: relative;
  width: 100%;
  aspect-ratio: 1 / 1.14;
  margin-bottom: 20px;
  overflow: hidden;
  border-radius: 12px;
  background: #eef2f6;
}

.column-post-image img {
  position: absolute;
  top: 50%;
  left: 50%;
  width: auto;
  height: auto;
  max-width: 100%;
  max-height: 100%;
  transform: translate(-50%, -50%);
  object-fit: contain;
  transition: transform 0.25s ease;
}

.column-post-image-quote {
  position: absolute;
  right: 0;
  bottom: 0;
  left: 0;
  z-index: 1;
  display: block;
  max-height: 58%;
  overflow: hidden;
  background: linear-gradient(transparent, rgba(15, 22, 29, 0.86));
  color: #fff;
  padding: 42px 16px 14px;
  font-size: 16px;
  font-weight: 800;
  line-height: 1.45;
  text-overflow: ellipsis;
}

.column-post-meta {
  margin: 0 0 8px;
  color: #8a94a0;
  font-size: 16px;
  line-height: 1.4;
}

.column-post-meta span {
  margin: 0 7px;
  color: #c2c8d0;
}

.delete-post {
  flex: 0 0 auto;
  border: 1px solid #d7dde6;
  border-radius: 999px;
  background: #fff;
  color: #626b76;
  padding: 6px 10px;
  font-size: 13px;
  font-weight: 800;
  cursor: pointer;
}

.delete-post:hover,
.delete-post:focus {
  border-color: var(--blue);
  color: var(--blue);
}

.column-post h3 {
  margin: 0 0 10px;
  color: #111827;
  font-size: 22px;
  line-height: 1.4;
  font-weight: 900;
}

.column-post-summary,
.column-post-body {
  margin: 0;
  color: #697381;
  font-size: 16px;
  line-height: 1.65;
}

.column-post-summary {
  display: -webkit-box;
  overflow: hidden;
  color: #5f6875;
  font-weight: 600;
  -webkit-box-orient: vertical;
  -webkit-line-clamp: 2;
}

.column-post-body + .column-post-body {
  margin-top: 10px;
}

.column-detail {
  min-width: 0;
}

.column-back {
  display: inline-flex;
  align-items: center;
  min-height: 42px;
  margin-bottom: 26px;
  padding: 0 17px;
  border: 1px solid #c6ced8;
  border-radius: 999px;
  color: #344054;
  background: #fff;
  font-size: 15px;
  font-weight: 800;
}

.column-back:hover,
.column-back:focus {
  border-color: var(--blue);
  color: var(--blue);
}

.column-detail h1 {
  max-width: 820px;
  margin: 0 0 18px;
  color: #111827;
  font-size: 44px;
  line-height: 1.22;
  font-weight: 900;
}

.column-detail-summary {
  max-width: 820px;
  margin: 0 0 34px;
  color: #56616f;
  font-size: 20px;
  line-height: 1.65;
  font-weight: 700;
}

.column-detail-image {
  width: 100%;
  max-width: 820px;
  margin: 0 0 42px;
  overflow: hidden;
  border-radius: 12px;
  background: #eef2f6;
}

.column-detail-image img {
  display: block;
  width: 100% !important;
  max-width: 100% !important;
  height: auto !important;
  object-fit: contain;
  image-rendering: auto;
}

.column-detail-body {
  max-width: 820px;
}

.column-detail-body p {
  margin: 0;
  color: #3f4854;
  font-size: 19px;
  line-height: 1.9;
}

.column-detail-body h2 {
  margin: 48px 0 16px;
  border-left: 4px solid var(--blue);
  color: #202a33;
  padding-left: 14px;
  font-size: 28px;
  font-weight: 900;
  letter-spacing: -0.06em;
  line-height: 1.4;
}

.column-detail-body h3 {
  margin: 38px 0 13px;
  color: #303b45;
  font-size: 23px;
  font-weight: 900;
  letter-spacing: -0.05em;
  line-height: 1.5;
}

.column-detail-body p + h2,
.column-detail-body ul + h2,
.column-detail-body table + h2,
.column-detail-body figure + h2 {
  margin-top: 42px;
}

.column-detail-body p + p,
.column-detail-body p + figure,
.column-detail-body figure + p,
.column-detail-body table + p,
.column-detail-body p + table {
  margin-top: 22px;
}

.column-detail-body figure {
  margin: 34px 0;
}

.column-detail-body img {
  display: block;
  width: 100% !important;
  max-width: 100% !important;
  height: auto !important;
  border-radius: 12px;
  object-fit: contain;
  image-rendering: auto;
}

.post-image-tiles {
  display: block;
  width: 100%;
  overflow: hidden;
  border-radius: 12px;
  line-height: 0;
}

.column-detail-body .post-image-tiles img,
.column-detail-image .post-image-tiles img {
  display: block;
  width: 100% !important;
  max-width: none !important;
  height: auto !important;
  margin: 0;
  border-radius: 0;
  image-rendering: auto;
  image-rendering: -webkit-optimize-contrast;
}

.column-detail-body figcaption {
  margin-top: 10px;
  color: #697381;
  font-size: 14px;
  line-height: 1.6;
  text-align: center;
}

.column-detail-body table {
  display: block;
  width: 100%;
  margin: 32px 0;
  overflow-x: auto;
  border-collapse: collapse;
  color: #303946;
  font-size: 16px;
  line-height: 1.65;
}

.column-detail-body th,
.column-detail-body td {
  min-width: 150px;
  border: 1px solid #d7dee8;
  padding: 12px 14px;
  text-align: left;
  vertical-align: top;
}

.column-detail-body th {
  background: #f2f6fb;
  color: #1f2937;
  font-weight: 900;
}

.column-detail-body a {
  color: var(--blue);
  font-weight: 800;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.column-detail-tags {
  max-width: 820px;
  margin-top: 46px;
  padding-top: 30px;
  border-top: 1px solid var(--line);
}

.column-detail-tags h2 {
  margin: 0 0 18px;
  color: #111827;
  font-size: 22px;
  line-height: 1.3;
  font-weight: 900;
}

.column-tag-panel {
  position: sticky;
  top: 150px;
  padding-top: 82px;
}

.column-tag-panel h2 {
  margin: 0 0 20px;
  color: #111827;
  font-size: 28px;
  line-height: 1.2;
  font-weight: 900;
}

.column-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.column-tags span {
  display: inline-flex;
  align-items: center;
  min-height: 46px;
  padding: 0 22px;
  border: 1px solid #7c8796;
  border-radius: 999px;
  color: #1f2937;
  background: #fff;
  font-size: 17px;
  line-height: 1;
  white-space: nowrap;
}

.regional-product-panel {
  margin: 0 auto 28px;
  padding-top: 6px;
}

.regional-product-table {
  width: min(100%, 900px);
  margin: 0 auto 34px;
}

.regional-product-table h2 {
  margin: 0 0 24px;
  padding-bottom: 20px;
  border-bottom: 4px solid #2f343b;
  color: #1f2937;
  font-size: 24px;
  line-height: 1.35;
}

.regional-product-table table {
  display: block;
  width: 100%;
  margin: 0 auto;
  overflow-x: auto;
  border-collapse: collapse;
  color: #1f2937;
  font-size: 15px;
  line-height: 1.65;
}

.regional-product-table th,
.regional-product-table td {
  border: 1px solid #e3e8ef;
  padding: 8px 10px;
  text-align: left;
  vertical-align: middle;
}

.regional-product-table th {
  width: 148px;
  min-width: 148px;
  background: #fbfcfe;
  color: #111827;
  font-weight: 900;
  white-space: nowrap;
}

.regional-filter {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 0 0 28px;
}

.regional-filter a {
  display: inline-flex;
  align-items: center;
  min-height: 42px;
  padding: 0 18px;
  border: 1px solid #cfd8e5;
  border-radius: 999px;
  background: #fff;
  color: #263342;
  font-size: 16px;
  font-weight: 800;
  text-decoration: none;
  white-space: nowrap;
}

.regional-filter a:hover,
.regional-filter a:focus,
.regional-filter a.active,
.regional-filter a.is-active {
  border-color: var(--blue);
  background: var(--blue);
  color: #fff;
}

.process-panel,
.related-panel {
  margin-top: 54px;
  padding: 42px 44px;
}

.step-list {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
  margin-top: 28px;
}

.step-list div {
  position: relative;
  min-height: 138px;
  padding: 24px 20px;
  border-radius: 10px;
  background: #f5f8fc;
}

.step-list span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 30px;
  height: 30px;
  margin-bottom: 15px;
  border-radius: 50%;
  background: var(--blue);
  color: #fff;
  font-size: 14px;
  font-weight: 900;
}

.step-list h3 {
  margin: 0 0 8px;
  font-size: 19px;
  font-weight: 900;
}

.step-list p {
  margin: 0;
  color: #7c858f;
  font-size: 15px;
  line-height: 1.5;
}

@media (max-width: 1100px) {
  .license-bar p {
    font-size: 17px;
  }

  .main-nav {
    grid-template-columns: 136px minmax(0, 1fr) 160px;
    gap: 10px;
  }

  .brand img {
    width: 130px;
  }

  .nav-links {
    gap: 6px 10px;
    font-size: 14px;
  }

  .phone-top {
    min-width: 160px;
    font-size: 21px;
  }

  .footer-grid {
    grid-template-columns: 1fr;
    gap: 30px;
    padding: 56px 0;
  }

  .page-hero,
  .page-grid {
    grid-template-columns: 1fr;
  }

  .column-publisher {
    grid-template-columns: 1fr;
  }

  .column-layout {
    grid-template-columns: minmax(0, 1fr) 240px;
    gap: 36px;
  }

  .column-detail-layout {
    grid-template-columns: minmax(0, 1fr);
    gap: 0;
  }

  .column-tags span {
    min-height: 42px;
    padding: 0 16px;
    font-size: 15px;
  }

  .page-visual {
    min-height: 180px;
  }

  .page-card-grid,
  .step-list {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 900px) {
  .seo-landing-hero {
    grid-template-columns: 1fr;
    gap: 24px;
  }

  .seo-landing-hero h1 {
    font-size: 38px;
  }

  .seo-summary {
    grid-template-columns: 1fr;
  }

  .main-nav {
    min-height: auto;
    padding: 12px 16px;
    grid-template-columns: 1fr auto;
  }

  .brand img {
    width: 178px;
  }

  .nav-links {
    grid-column: 1 / -1;
    justify-content: flex-start;
    overflow-x: auto;
    padding-bottom: 4px;
  }

  .submenu {
    display: none !important;
  }

  .hero {
    grid-template-columns: 1fr;
  }

  .hero-slider,
  .quick-panel {
    min-height: 340px;
  }

  .hero-copy {
    max-width: 480px;
    padding: 46px 34px;
  }

  .hero-copy h1 {
    font-size: 38px;
  }

  .quick-grid {
    margin-top: 32px;
  }

  .stats,
  .feature-grid,
  .seo-service-grid,
  .story-grid,
  .blog-row,
  .page-card-grid,
  .column-post-list,
  .step-list {
    grid-template-columns: 1fr 1fr;
  }

  .column-board {
    padding: 46px 0 84px;
  }

  .column-layout {
    grid-template-columns: 1fr;
  }

  .column-tag-panel {
    position: static;
    padding-top: 0;
  }

  .support {
    padding: 38px 32px;
  }
}

@media (max-width: 640px) {
  .wide {
    width: min(100% - 24px, 1200px);
  }

  .license-bar .wide {
    align-items: flex-start;
    flex-direction: column;
    padding: 10px 0;
    gap: 10px;
  }

  .license-bar p {
    white-space: normal;
    width: 100%;
  }

  .license-sub {
    font-size: 14px;
  }

  .license-main-title {
    font-size: 34px;
  }

  .search-box {
    width: 100%;
  }

  .main-nav {
    grid-template-columns: 1fr;
    gap: 12px;
  }

  .phone-top {
    justify-self: start;
    min-width: 0;
  }

  .page-hero.product-hero {
    min-height: 300px;
    padding: 44px 20px 48px;
  }

  .page-hero.product-hero h1 {
    font-size: 32px;
  }

  .loan-detail-row {
    grid-template-columns: 1fr;
  }

  .loan-detail-row > div:first-child {
    justify-content: flex-start;
    min-height: 48px;
    text-align: left;
  }

  .hero-slider,
  .quick-panel {
    min-height: 300px;
  }

  .hero-copy {
    padding: 34px 24px;
  }

  .hero-copy h1 {
    font-size: 33px;
  }

  .hero-copy p:not(.eyebrow) {
    font-size: 17px;
  }

  .hero-copy .hero-actions {
    gap: 8px;
  }

  .hero-copy .button-blue,
  .hero-copy .button-line {
    min-height: 44px;
    padding: 0 16px;
    font-size: 15px;
  }

  .stats,
  .feature-grid,
  .seo-service-grid,
  .story-grid,
  .blog-row,
  .support-grid,
  .page-card-grid,
  .column-post-list,
  .step-list {
    grid-template-columns: 1fr;
  }

  .column-page-title {
    margin-bottom: 26px;
    font-size: 34px;
  }

  .column-detail h1 {
    font-size: 34px;
  }

  .column-detail-summary {
    margin-bottom: 26px;
    font-size: 17px;
  }

  .column-detail-image {
    margin-bottom: 30px;
  }

  .column-detail-body p {
    font-size: 17px;
    line-height: 1.8;
  }

  .column-detail-body h2 {
    margin-top: 36px;
    font-size: 23px;
  }

  .column-detail-body h3 {
    margin-top: 30px;
    font-size: 20px;
  }

  .column-post-list {
    gap: 34px;
  }

  .column-post-image {
    aspect-ratio: 1.14 / 1;
    margin-bottom: 16px;
  }

  .column-tag-panel h2 {
    font-size: 24px;
  }

  .column-tags span {
    min-height: 40px;
    padding: 0 15px;
    font-size: 15px;
  }

  .page-hero {
    padding: 34px 24px;
  }

  .page-grid {
    gap: 18px;
  }

  .page-panel,
  .apply-panel,
  .column-form-panel,
  .column-list-panel,
  .process-panel,
  .related-panel {
    padding: 28px 22px;
  }

  .column-form-row {
    grid-template-columns: 1fr;
  }

  .stats div {
    min-height: 82px;
    border-right: 1px solid #e8e8e8;
  }

  h1,
  h2 {
    font-size: 34px;
  }

  .check-list {
    font-size: 19px;
  }

  .soft-panel {
    padding: 30px 22px;
  }

  .feature-grid article,
  .story-card {
    padding: 32px 24px;
  }

  .philosophy {
    margin-top: 70px;
  }

  .philosophy div {
    padding: 30px 28px;
  }

  .philosophy h3 {
    font-size: 25px;
  }

  .notice {
    font-size: 17px;
  }

  .company p,
  .support-grid a {
    font-size: 18px;
  }

  .support-grid span {
    white-space: normal;
    overflow-wrap: anywhere;
  }

  .support h2 {
    font-size: 31px;
  }

  .support .hours {
    font-size: 20px;
  }
}

/* Mobile Submenu Drawer / Modal */
.mobile-submenu-overlay {
  position: fixed;
  inset: 0;
  z-index: 10000;
  background: rgba(0, 0, 0, 0.6);
  backdrop-filter: blur(4px);
  -webkit-backdrop-filter: blur(4px);
  display: flex;
  align-items: flex-end;
  justify-content: center;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.25s ease, visibility 0.25s ease;
}

.mobile-submenu-overlay.is-active {
  opacity: 1;
  visibility: visible;
}

.mobile-submenu-container {
  width: 100%;
  max-width: 520px;
  max-height: 85vh;
  background: #ffffff;
  border-top-left-radius: 24px;
  border-top-right-radius: 24px;
  box-shadow: 0 -10px 40px rgba(0, 0, 0, 0.25);
  display: flex;
  flex-direction: column;
  overflow: hidden;
  transform: translateY(100%);
  transition: transform 0.3s cubic-bezier(0.16, 1, 0.3, 1);
}

.mobile-submenu-overlay.is-active .mobile-submenu-container {
  transform: translateY(0);
}

.mobile-submenu-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 22px;
  border-bottom: 1px solid var(--line, #e2e8f0);
  background: #f8fafc;
}

.mobile-submenu-header h3 {
  font-size: 19px;
  font-weight: 800;
  color: #1e293b;
  margin: 0;
}

.mobile-submenu-close {
  width: 36px;
  height: 36px;
  border: none;
  background: #e2e8f0;
  border-radius: 50%;
  font-size: 22px;
  line-height: 1;
  color: #475569;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background 0.15s ease;
}

.mobile-submenu-close:active {
  background: #cbd5e1;
}

.mobile-submenu-body {
  padding: 16px 20px 24px;
  overflow-y: auto;
  display: flex;
  flex-direction: column;
  gap: 10px;
  -webkit-overflow-scrolling: touch;
}

.mobile-submenu-item {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 15px 18px;
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  border-radius: 14px;
  color: #0f172a;
  font-size: 15px;
  font-weight: 700;
  text-decoration: none;
  transition: background 0.15s ease, border-color 0.15s ease, color 0.15s ease;
}

.mobile-submenu-item:active,
.mobile-submenu-item:hover {
  background: #eff6ff;
  border-color: #3b82f6;
  color: #1d4ed8;
}

.mobile-submenu-item svg {
  width: 20px;
  height: 20px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2.2;
  flex-shrink: 0;
}

/* Mobile Header Auto-Hide & Bottom Floating Call CTA */
.mobile-bottom-cta {
  display: none;
}

@media (max-width: 900px) {
  .site-header {
    transition: transform 0.3s cubic-bezier(0.16, 1, 0.3, 1);
  }

  .site-header.is-hidden {
    transform: translateY(-100%);
    pointer-events: none;
  }

  body {
    padding-bottom: 74px;
  }

  .mobile-bottom-cta {
    display: block;
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    z-index: 9999;
    padding: 10px 16px;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    border-top: 1px solid rgba(0, 0, 0, 0.08);
    box-shadow: 0 -6px 20px rgba(0, 0, 0, 0.12);
  }

  .mobile-cta-btn {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    width: 100%;
    min-height: 52px;
    background: linear-gradient(135deg, #1d4ed8 0%, #2563eb 100%);
    color: #ffffff;
    font-size: 17px;
    font-weight: 800;
    border-radius: 14px;
    text-decoration: none;
    box-shadow: 0 4px 14px rgba(29, 78, 216, 0.35);
    transition: transform 0.15s ease, background 0.15s ease;
  }

  .mobile-cta-btn:active {
    transform: scale(0.98);
    background: linear-gradient(135deg, #1e40af 0%, #1d4ed8 100%);
  }

  .mobile-cta-btn svg {
    width: 22px;
    height: 22px;
    fill: none;
    stroke: #ffffff;
    stroke-width: 2.2;
  }
}